Mr Harmless Ekwemoha is part of the Simple Agent Banking community that brings monetary providers nearer to individuals in deprived communities throughout the nation. On this Interview, the Aba based mostly Company Banker shares his success story and the way he solved one of many three main issues in his area people.
Let’s meet you
My identify is Mr Harmless Emeka Ekwemoha. I’m a businessman.
How was life earlier than venturing into the company banking service?
Life was not that unhealthy, however I have to inform you that life is significantly better now with my venturing into the company banking service.
Why did you enterprise into company banking providers?
I ventured into this banking company service to earn more cash and render banking providers to the individuals.
How lengthy have you ever been an company banker?
I’ve been an company banker for a few years now.
As an company banking service supplier, are you fixing issues in your neighborhood?
Since I grew to become an company banking service supplier, I’ve been fixing issues in my neighborhood and earning money. I’m taking the stress off individuals in my neighborhood. They now not should take lengthy, costly, and time-consuming journeys to the financial institution, and they’re proud of what I do.
Out of your expertise, how is that this totally different from different companies by way of patronage and profitability?
That is totally different as a result of I make extra revenue than the enterprise I used to be doing earlier than. I additionally render providers to the individuals at a distinct degree, which they’re proud of.
Is there an achievement you’re most pleased with as an company banker?
Sure, I can level to many achievements since I ventured into this company banking enterprise. Crucial is that I’ve been capable of relocate from my earlier enterprise location resulting from enlargement. I’ve additionally been paying my payments with ease since I started this enterprise with FCMB.
Has this enterprise elevated your revenue and lifestyle?
I have to truthfully inform you that ranges have modified for me since I joined this company banking enterprise. I’ve expanded my enterprise, and capital influx has elevated inside this era I’ve been on this enterprise.
Do you assume it’s important to have a checking account, an ATM Card, and entry to micro-credit from a financial institution?
Sure, it’s mandatory. Let me use myself for instance. I’ve all these items you have got talked about, and they’re significantly serving to me in my enterprise transactions. The identical factor occurs to anyone with all these. That’s the reason I encourage individuals to open financial institution accounts, acquire an ATM, and entry micro-credit from a financial institution.
Do you agree with the standpoint – no cash, no downside?
No cash, no downside, I don’t know the way to clarify it, however all I do know is that there are issues that might happen even while you don’t have cash. For example, some issues is not going to ask you whether or not you have got cash or not earlier than approaching you. For instance, sicknesses is not going to knock on the door earlier than coming. It’s the identical factor with feeding one’s household and coaching the kids, that are mandatory issues one should do so far as he’s alive. Feeding and taking good care of your kids doesn’t know whether or not you have got cash. So, individuals ought to all the time attempt to earn cash legally.
What do you regard as the reason for monetary difficulties going through individuals in your neighborhood?
In my neighborhood, the reason for monetary difficulties going through individuals is a scarcity of nearness to monetary establishments, lack of accessible roads, and electrical energy. Nonetheless, since I grew to become an FCMB company banker, the primary downside has been frontally tackled. We’re ready for the federal government to do the needful relating to the opposite points that I imagine will quickly be over.
What do you assume each company banker ought to know concerning the Simple Community?
Each company banker ought to learn about Simple Community as a result of it is rather straightforward and quick to make use of. You may make use of it wherever you’re at any given time. It’s a cell agent transaction you can make use of. It saves you the stress of going to the financial institution. Together with your telephone, you possibly can transact the wanted banking enterprise proper within the consolation of your own home.
What recommendation are you able to give to others on this enterprise?
They need to be safety acutely aware. And most significantly, they need to be sincere and all the time present kindness and like to their prospects.