Buying a life insurance coverage coverage will be time consuming as a result of many firms require you to endure a medical examination in order that underwriters can decide your danger degree. Nonetheless, there are methods to qualify for insurance policies that don’t require a bodily examination in any respect.
We’ve combed by dozens of life insurance coverage firms and businesses and chosen a listing of the top-rated no-exam life insurance coverage firms and businesses. We primarily based our scores on components equivalent to coverage choices, monetary power, and customer support.
Table of Contents
Our Finest No-Examination Life Insurance coverage Firms of 2022
Evaluate the Finest Life Insurance coverage Firms of 2022
Professionals
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On-line quote and software course of obtainable
Cons
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Haven Life Plus not obtainable nationwide
Haven Life
Haven Life’s Haven Easy is a time period life coverage that doesn’t require a medical examination. It presents protection from $25,000 to $500,000 and is out there by way of between 5 and 20 years. Chances are you’ll be eligible should you’re between 20 and 55 years previous. Be aware that Haven Easy isn’t obtainable in California, Delaware, North and South Dakota, or New York.
Haven has a second time period coverage known as Haven Time period that may also be utilized for on-line, however some candidates could must endure a medical examination. Haven Time period has solely three obtainable riders; Haven Life Plus, Accelerated Demise Profit, and Waiver of Premium.
Insurance policies bought by Haven Life are issued by MassMutual, or within the case of Haven Easy by C.M. Life Insurance coverage Firm, a MassMutual subsidiary.