IVASS annual survey on skilled medical insurance coverage


On 11 February 2022, IVASS revealed a Letter to the market relating to insurance coverage protection for medical skilled legal responsibility in respect of which IVASS carries out an annual survey. 

Within the survey simply revealed, IVASS is requesting the undertakings falling within the survey ( i.e. undertakings finishing up basic legal responsibility insurance coverage enterprise with authorized seat in Italy, in a non-EEA nation, and in EEA nation and doing enterprise in Italy in freedom to offer providers and proper of firm regimes) to ship IVASS the next knowledge: 

1. gross premiums collected and variety of people uncovered to threat (constructions/ healthcare personnel) for 2021. For a similar yr, the entire premiums and the variety of items of insured healthcare personnel regarding particular protection for gross negligence, underwritten pursuant to artwork. 10, paragraph 3 of legislation 24/2017;

2. for claims reported between years 2010 to 2021: cumulative totals as much as the top of 2021 regarding: 

  • sums paid outright; 
  • sums paid partially; 
  • variety of claims in litigation;
  • variety of claims reserved in a litigation state of affairs; 
  • variety of unpaid claims;

3. prospects and potential obstacles for the operations of corporations within the medical civil legal responsibility sector; 

4. traits of insurance coverage protection within the medical third-party legal responsibility sector; 

5. analytical improvement of the claims paid and reserves for 2020 and 2021, for claims reported within the years between 2010 and 2021; 

6. for every particular person contract signed by healthcare personnel in 2021, some data should be supplied on the insured, on the subscriber and on the contract itself. Particulars on the knowledge to be produced are given within the appendix. 

As to Covid-19, the next data should be despatched: 

1. for claims reported in 2020 and 2021 attributed to Covid-19 regarding: 

  • variety of claims paid outright and particulars of these in dispute, 
  • sums paid partially and definitively, 
  • sums quantity and quantities of reserved claims, 
  • variety of claims reserved in a litigation state of affairs, 
  • variety of claims with out follow-up. 

The info shall be despatched by way of the INFOSTAT app in a xml. format between 15 March and 29 April 2022. 

Moreover, undertakings licensed by IVASS to hold out basic legal responsibility insurance coverage shall ship to IVASS the knowledge indicated within the “Manuale Operativo”, which is hooked up to the letter to the market.

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