Saskatchewan Authorities Insurance coverage (SGI) has launched its prime 5 “wild and wacky” insurance coverage claims that turned out to be unfaithful after investigation by the particular investigation unit (SIU).
“In 2021, SIU busted a whole lot of individuals trying to make fraudulent claims, saving the corporate round $6 million. This essential work helps preserve insurance coverage charges low for trustworthy prospects,” SGI stated in a press launch.
Right here on the prime 5 insurance coverage frauds from 2021, with names modified for privateness causes:
Table of Contents
Working into an previous pal
A person claimed his car was broadsided after a girl drove her car by means of a cease signal. The person and lady stated they didn’t know one another. The lady was initially charged by police however additional investigation revealed the likelihood that the crash had been staged.
SIU bought video of the crash which confirmed the person had slowed right down to a cease which gave the lady sufficient time to hurry up and crash into the aspect of his car.
“The video proof, together with downloaded car knowledge, confirmed the crash was certainly arrange,” SGI stated within the launch.
It was additionally found in the course of the investigation that the 2 drivers did certainly know one another.
The declare was denied which saved SGI $7,000.
Know-how to the rescue
A girl claimed her model new 2021 Camaro was stolen.
Police labored with OnStar to seek out the car, which was situated with a broken entrance finish.
The lady filed a declare with SGI, however they are saying her “story bought a bit murky” when she confessed she nonetheless had each key fobs, because the automobile wouldn’t have the ability to begin with out them.
When the lady came upon SGI would acquire technical data from OnStar, she determined to withdraw her declare.
SGI saved $13,000.
Into the drink
A girl, Barb, claimed her daughter Amanda had borrowed her car and gotten right into a collision. Barb stated it was raining on the time of the crash and when Amanda swerved to keep away from hitting a deer on a gravel highway, she slid off the roadway into a close-by dugout.
SGI stated the story appeared believable at first, till an SIU investigator went to see the scene for themselves. It seems the gravel highway wasn’t gravel and the dugout was truly a city reservoir a whole lot of toes from the paved roadway.
SGI stated the car would have needed to have been pushed by means of a city park earlier than coming into the reservoir.
The investigation additionally revealed that Amanda had been consuming on the time of the crash.
The declare was denied and SGI managed to avoid wasting $65,000.
Automobile of his desires
“For many individuals, it’s a dream to personal a classic muscle automobile, and for this would-be fraudster, it’s going to keep that approach,” SGI stated about this subsequent denied declare.
A person, James, claimed his basic automobile was stolen however he wasn’t in a position to present any receipts or monetary data associated to the automobile.
SGI stated he additionally couldn’t give them any images of the car from the previous 15 years.
“The one photograph James did share with SGI turned out to be a inventory picture from a car within the U.S.,” the discharge said.
SGI stated neighbours and the autobody store workers who had supposedly labored on the automobile didn’t keep in mind it. It wasn’t the type of automobile anybody would overlook, SGI added.
This busted declare saved SGI greater than $20,000.
Doesn’t add up
Julie stated her rental property was robbed in a declare. She stated tens of hundreds of {dollars} value of property was stolen.
SGI stated with this declare, there have been pink flags proper off the bat.
“Julie had solely purchased insurance coverage two weeks previous to the alleged theft. She additionally didn’t have any receipts or paperwork to show she ever owned the stolen objects,” SGI said.
SGI stated a monetary evaluation was performed and it proved Julie couldn’t help the massive purchases along with her earnings. SIU additionally decided the rental property wasn’t large enough to accommodate all the things that was reported stolen.
“The proof stacked up rapidly towards Julie’s declare, which finally was denied,” SGI said.
The denied declare saved SGI $70,000.
SGI reminded prospects you will need to all the time inform the reality when making an insurance coverage declare.
Anybody with details about potential insurance coverage fraud is inspired to contact SGI’s Particular Investigation Unit at siu@sgi.sk.ca or 1-800-667-8015, ext. 6887. Experiences can be made anonymously by calling Saskatchewan Crime Stoppers at 1-800-222-8477.
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