Video: Why few California householders have flood insurance coverage

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One thing doesn’t compute.

Some 32 trillion gallons of rain and snow has fallen in California since Christmas. But, solely about 2% of properties are lined in opposition to flooding, in line with the Related Press.

That’s means solely 230,000 houses and different buildings have flood insurance coverage insurance policies, that are separate from householders insurance coverage. The federal authorities is the insurer for many of them – about 191,000, AP reported. Personal insurers issued the remaining, in line with the latest state knowledge from 2021.

The deluge from storms washed out roads and knocked out energy. It prompted harm in 41 of the state’s 58 counties, with at the least 20 individuals have died.

Within the Sacramento area, meteorologists have predicted no rain for the following seven days starting Jan. 19, 2023, however chilly temperatures will dangle round.

California’s drought might have dulled individuals’s sense of the chance of flooding, in line with specialists who spoke on digicam within the video above.

“Individuals assume the one those that want flood insurance coverage are individuals who stay proper on the seaside or on the banks of a river that has a historical past of flooding,” Amy Bach, the manager director of insurance coverage shoppers group United Policyholders, informed the AP.

David Caraccio is a video producer for The Sacramento Bee who was born and raised in Sacramento. He’s a graduate of San Diego State College and longtime journalist who has labored for newspapers as a reporter, editor, web page designer and digital content material producer.





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