Areas Subsequent Step Offers Catastrophe Planning Sources for Folks and Companies


Extreme Climate Consciousness Weeks are happening throughout the nation. Areas Financial institution has well timed info on being financially ready forward of pure disasters.

BIRMINGHAM, Ala., February 09, 2022–(BUSINESS WIRE)–In recognition of Extreme Climate Consciousness Weeks throughout the nation, Areas Financial institution on Wednesday introduced new planning assets accessible to assist individuals and small-business house owners put together for pure disasters and disruptions.

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Extreme Climate Consciousness Weeks are happening throughout the nation. Areas Financial institution has well timed info for individuals and companies on being financially ready forward of pure disasters. (Photograph: Enterprise Wire)

“The impacts of pure disasters will be large ranging, with main implications for individuals, households, firms, and communities,” mentioned Joye Hehn, Subsequent Step monetary schooling supervisor for Areas Financial institution. “Making ready for pure disasters could make a big distinction within the aftermath of a storm. Areas Subsequent Step is dedicated to serving to individuals navigate the monetary points of being ready. Via year-round assets offered by the financial institution, particular person customers and enterprise house owners can be taught extra about sensible methods to be prepared. We hope they by no means expertise a pure catastrophe, however we’re right here to assist them put together – and to get well – in the event that they do.”

Areas is internet hosting a free webinar titled “How you can Put together Your Enterprise for Disasters and Sudden Disruptions” to assist small-business house owners be taught extra about making a catastrophe plan. The webinar will cowl the right way to safeguard funds and preserve money movement throughout an emergency, present actionable ideas to assist enhance enterprise resiliency, clarify the forms of disasters and disruptions that may influence a enterprise, share particulars wanted in enterprise continuity and restoration plans, and determine steps enterprise house owners can take prematurely to assist a enterprise financially climate a catastrophe or disruption.

Registration for the Feb. 23 webinar is out there at this hyperlink. The webinar will even be accessible on demand at

“Enterprise house owners face unimaginable challenges daily, and at Areas Financial institution, our crew is dedicated to offering monetary steering, recommendation, and assets to assist our enterprise purchasers,” mentioned Brian Willman, head of Business Banking for Areas. “The assets offered by Areas Subsequent Step are only one instance of how Areas helps purchasers handle, develop, and defend their companies. We all know the influence a pure catastrophe and different disruptions can have on enterprise operations, and this webinar is a results of our expertise in serving to firms navigate challenges whereas sustaining or restoring essential operations.”

Enterprise house owners ought to create a continuity plan for funds, property, and workers in case of an emergency. Areas Subsequent Step recommends the next:

  • Maintain money reserves and credit score traces. Areas Subsequent Step recommends companies hold not less than three months’ value of accessible money in a safe method. Set up a credit score line earlier than it’s wanted so there’s something to fall again on in case of a monetary crunch.

  • Safe monetary data comparable to accounts payable and receivable, payroll and banking info, buyer databases or info, and worker data.

  • Join on-line banking to maintain observe of enterprise accounts, switch funds, and pay payments from anyplace you’ve gotten web entry.

  • Know current insurance coverage protection. Maintain it present, and make a copy of insurance policies and documentation comparable to a listing of lined property and their valuation offsite.

  • Organize prematurely with key distributors to offer assist providers to get again to enterprise operations. Develop a vendor providers record or database with key contact telephone numbers. Retailer this record electronically and offsite.

  • Defend tools. Relocate it if doable forward of a climate subject. If not, elevate it above flood degree, and defend with plastic sheeting, plastic baggage, and duct tape.

  • Contain workers from all ranges. Arrange telephone name bushes, run drills, and share printed and digital particulars concerning the firm’s catastrophe plan and procedures.

Along with info accessible at, Areas Subsequent Step recommends the next to assist particular person customers financially put together for a pure catastrophe:

  • Make a list and file a video of things owned to assist with insurance coverage claims and doable tax deductions.

  • Take into account particular protection, like flood or wind insurance coverage, that will not be lined in a standard owners insurance coverage coverage.

  • Have sufficient money available to cowl requirements for not less than three days.

  • Join on-line banking and cell banking with Cellular Deposit to handle accounts and have entry to funds from anyplace.

  • Have an emergency financial savings account and repeatedly contribute to it.

Advancing monetary wellness is certainly one of Areas Financial institution’s prime priorities. Along with catastrophe planning assets, Areas Subsequent Step provides year-round insights on monetary issues for individuals of all ages and from all walks of life.

For instance, Areas’ Weekly Webinar Sequence gives sensible info on private finance subjects comparable to cash administration, credit score, and homeownership. Attendees have entry to Areas professionals who may also help with custom-made, one-on-one follow-ups. These webinars are open to anybody, no matter whether or not they have a Areas account, and there’s no price to take part. The complete schedule and registration particulars can be found at this hyperlink, and new dates and subjects proceed to be added.

About Areas Monetary Company

Areas Monetary Company (NYSE:RF), with $163 billion in property, is a member of the S&P 500 Index and is without doubt one of the nation’s largest full-service suppliers of client and industrial banking, wealth administration, and mortgage services and products. Areas serves prospects throughout the South, Midwest and Texas, and thru its subsidiary, Areas Financial institution, operates roughly 1,300 banking workplaces and greater than 2,000 ATMs. Areas Financial institution is an Equal Housing Lender and Member FDIC. Extra details about Areas and its full line of services and products will be discovered at

About Areas Subsequent Step®

Areas Subsequent Step is the monetary schooling program from Areas Financial institution, providing a free assortment of action-oriented ideas, instruments and assets. Subsequent Step is designed to simplify monetary subjects, assist individuals of all ages and enterprise of various sizes keep on observe and meet monetary targets. Sources can be found on-line, in-person, nearly, and in English and Spanish. In 2021, Subsequent Step offered monetary schooling to greater than 1.4 million individuals throughout the corporate’s footprint, delivered roughly 124,000 monetary wellness workshops, acquired 2.4 million monetary schooling content material web page views and associates accomplished 7,000 monetary schooling volunteer hours. Extra info and assets can be found at

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Media Contact:
Jennifer Elmore
Areas Financial institution
(334) 240-1220
Areas Information On-line:
Areas Information on Twitter: @RegionsNews

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