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Liz Weston, private finance columnist
Pricey Liz: My spouse died in March 2020. I obtain nothing from her Social Safety (apart from $255) and can obtain solely a portion of mine because of the windfall elimination provision. Is there something I can do since I’m receiving none of what she paid into Social Safety and solely a fraction of mine?
Reply: In a phrase, no. Should you’re receiving a pension from a job that didn’t pay into Social Safety, the federal government pension offset reduces any Social Safety survivor or spousal profit by two-thirds of the quantity of your pension. If two-thirds of the quantity of your pension is bigger than your survivor profit, you don’t get a survivor profit.
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