The US authorities supplies help to folks with disabilities by their Social Safety Incapacity Insurance coverage (SSDI) scheme, within the occasion they meet sure necessities.

To get this profit, nevertheless, your medical situation ought to meet Social Safety’s strict definition of incapacity. In the meantime, with a view to be eligible to use for SSDI you must also have labored below Social Safety.

Who can apply for SSDI?

This month-to-month profit is acquired by those that are unable to work for a 12 months or extra as a consequence of their medical situation. The US authorities makes clear by their official web site that individuals with partial incapacity or short-term incapacity will not be eligible for the funds.

“Advantages often proceed till you may work once more frequently,” reads the Social Safety launch.

“There are additionally a number of particular guidelines, referred to as work incentives, that present continued advantages and well being care protection that can assist you make the transition again to work.

“If you’re receiving SSDI advantages while you attain full retirement age, your incapacity advantages mechanically convert to retirement advantages, however the quantity stays the identical.”

You qualify for the profit within the occasion that you could’t work and interact in substantial gainful exercise (SGA) due to your incapacity. In the meantime, you may enter into the Social Safety Incapacity Insurance coverage scheme in case your situation has lasted or is predicted to final for at the least one 12 months or to end in loss of life.

“It is a strict definition of incapacity,” explains Social Safety.

“Social Safety program guidelines assume that working households have entry to different assets to offer help during times of short-term disabilities, together with staff’ compensation, insurance coverage, financial savings and investments.”

The way to apply for the Social Safety Incapacity Insurance coverage profit

You may apply on-line by the Social Safety web site, or by calling both your native workplace on 1-800-772-1213 (TTY 1-800-325-0778) from 08:00 to 19:00 from Monday to Friday.