Allianz Journey Insurance coverage Overview – Forbes Advisor

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Allianz OneTrip Fundamental Plan

That is Allianz’s most budget-friendly complete journey insurance coverage plan. Listed here are the protection sorts you’ll discover with OneTrip Fundamental:

  • As much as $10,000 journey cancellation protection
  • As much as $10,000 journey interruption protection
  • As much as $10,000 in journey medical insurance coverage
  • As much as $50,000 emergency medical transportation protection
  • $500 for luggage loss or harm
  • $200 for luggage delay, after 12-hour ready interval
  • $300 journey delay ($150 each day restrict), after six-hour ready interval
  • 24-hour hotline help
  • Epidemic protection endorsement

Allianz OneTrip Prime Plan

This coverage is much like the OneTrip Fundamental plan besides it has greater protection limits and some extra bells and whistles. For instance, you’ll get entry to Allianz concierge providers to help with journey wants corresponding to reserving restaurant reservations.

Plus, you get free protection for one youngster underneath age 17 touring with you. Moreover, you’ll be able to select to get a flat cost of $100 per day underneath journey delay advantages, and also you gained’t be required to offer receipts.

Listed here are the protection sorts you’ll discover with OneTrip Prime:

  • As much as $100,000 journey cancellation protection
  • As much as $150,000 journey interruption protection
  • As much as $50,000 emergency medical protection
  • As much as $500,000 emergency medical transportation protection
  • $1,000 baggage loss or harm protection
  • $300 baggage delay protection, after 12-hour ready interval
  • $800 journey delay ($200 each day restrict), after five-hour ready interval
  • 24-hour hotline help
  • Concierge service
  • Epidemic protection endorsement

The OneTrip Prime gives the next upgrades:

  • OneTrip Rental Automotive Protector. This offers major collision protection for a rental automobile.
  • Required to Work. This provides journey cancellation and interruption protection for work-related emergencies which are lined by your coverage.

Allianz OneTrip Premier Plan

This plan consists of lots of the protection sorts because the OneTrip Prime plan, however you’ll get greater limits for many protection sorts.

  • As much as $100,000 journey cancellation protection, together with NOAA hurricane warnings as a lined purpose
  • As much as $150,000 journey interruption protection
  • As much as $50,000 emergency medical protection
  • As much as $1,000,000 emergency medical transportation protection
  • $2,000 baggage loss or harm protection
  • $600 baggage delay protection, after 12-hour ready interval
  • $1,600 journey delay ($200 each day restrict), after three-hour ready interval
  • 24-hour hotline help
  • Concierge service
  • Epidemic protection endorsement

As well as, you’ll get optionally available protection sorts that may attraction to the extra adventurous traveler:

  • SmartBenefits. You may choose to get a set inconvenience charge of $100 per particular person per day in case your journey is delayed for an issue lined by your coverage. You gained’t want any receipts, simply proof of delay.
  • Sports activities Traveler. For those who miss a sporting occasion because of an issue lined by your coverage, this covers pay as you go sporting charges as much as the utmost quantity specified within the plan.
  • Sporting tools loss. This pays to exchange or restore your sporting tools for issues lined by the coverage.
  • Sporting tools rental. This reimburses you as much as $1,000 if you need to lease alternative sporting tools in case your tools is misplaced, stolen, delayed or broken.
  • Car return. This pays to have your private, leased or borrowed automobile returned to your major tackle in case you are unable to drive because of an issue lined by the coverage.
  • Journey & Sports activities Exclusion Change. This waives the protection exclusion for sure actions corresponding to caving, repelling, spelunking, bungee leaping and diving at depths better than 30 ft without spending a dime diving and 100 ft for scuba diving. This protection is mechanically included in your coverage.
  • OneTrip Rental Automotive Protector. This add-on offers major collision protection for a rental automobile.

Allianz OneTrip Emergency Medical Plan

This plan pairs journey medical protection together with post-departure advantages corresponding to journey delay, baggage delay and misplaced baggage. It’s designed for individuals who haven’t paid a lot in non-refundable deposits.

  • As much as $50,000 emergency medical protection
  • As much as $250,000 emergency medical transportation
  • As much as $2,000 baggage loss and harm protection
  • As much as $750 baggage delay, after a 12-hour ready interval
  • As much as $1,000 journey delay, after six-hour ready interval
  • As much as $10,000 journey accident protection, money cost for dying, lack of limbs or sight because of a lined journey accident
  • 24-hour hotline help
  • Concierge providers
  • Epidemic protection endorsement

Allianz OneTrip Cancellation Plus Plan

This journey plan is designed for home vacationers on a funds who want journey cancellation insurance coverage, and interruption and delay protection however who don’t want medical insurance coverage and don’t need baggage protection.

  • As much as $5,000 journey cancellation protection
  • As much as $5,000 journey interruption protection
  • As much as $150 journey delay protection ($150 each day restrict), after six-hour ready interval
  • 24-hour hotline help
  • Epidemic protection endorsement

Allianz OneTrip Rental Automotive Protector Plan

This plan is designed for folk who need protection for rental vehicles throughout their journey.

  • $50,000 collision harm waiver, which covers prices or your rental if it’s stolen or broken in an accident lined by the coverage or whereas it’s parked
  • As much as $1,000 journey interruption protection
  • As much as $1,000 baggage loss or harm protection
  • 24-hour hotline help



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