AUGUSTA, Maine (AP) — Maine legislators are contemplating a legislation change to attempt to make dental insurance coverage a greater worth for shoppers within the state.
The proposal relies on the Reasonably priced Care Act rule that requires well being insurers to have an 80% medical loss ratio. Which means the insurers spend 80 cents of each greenback on clients claims and on objects that enhance care high quality, lawmakers mentioned.
The ACA doesn’t require the identical commonplace for dental insurance coverage. Democratic Maine Sen. Heather Sanborn has proposed a invoice to attempt to change that. The Maine Senate unanimously handed the invoice on Tuesday.
Sanborn’s proposal duties the Maine Bureau of Insurance coverage to gather knowledge about dental plans within the state and discover out who shouldn’t be assembly the 80% commonplace. Plans that don’t could be required to submit an enchancment plan, supporters of the invoice mentioned.
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