Michigan householders can get assist with mortgage funds

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The State of Michigan has established a brand new fund to assist mitigate hardships on householders introduced on by the COVID-19 pandemic and can assist Michiganders behind on their mortgages and utilities.

The Michigan Home-owner Help Fund (MIHAF), was established by the state to assist eligible householders get their payments paid.

The state of Michigan as allotted over $242 million from the U.S. Division of the Treasury and can be dispersed by the Michigan State Housing Growth Authority (MSHDA).

Who’s eligible?

  • Owners with family incomes lower than 150% of Space Median Earnings (AMI)
  • Owners who personal and occupy the property as their main residence
  • Owners should have and clarify a monetary hardship instantly associated to COVID-19 on or after January 21, 2020. 

How a lot cash is offered?

The state of Michigan is allocating grants of as much as $25,000 per family. As a result of these are grants, they don’t should be repaid to the state.

These funds can be utilized to cowl delinquent housing bills, property taxes, escrow shortages, utilities (together with water, gasoline, electrical energy, and web), and extra.

How do I apply for the MIHAF?

  • Use the safe on-line utility portal CLICK HERE to submit your utility for help.
  • That is the easiest way to use for many who have a sensible telephone, pill, or pc.
  • First evaluation the Acceptable Documentation Checklist and be ready to offer supporting documentation, resembling picture ID, social safety quantity, month-to-month revenue/profit assertion, and delinquent housing expense statements.
  • Verify the standing of your submission HERE
  • Program questions please name Buyer Service 844-756-4423 or e mail MSHDA-HO-HAF-Program@michigan.gov



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