A Pelham Manor couple whose property was inundated final 12 months by the remnants of Hurricane Ida declare they have been left awash in additional than $200,000 in payments as a result of their residence insurance coverage dealer did not acquire flood insurance coverage.
Gregory Fabiani and Nina Glassman accused Manhattan-based Hotaling Insurance coverage Companies of negligence, fraud and breach of contract in a March 8 criticism filed in Westchester Supreme Courtroom.
Hotaling didn’t reply to an electronic mail asking for its facet of the story.
Fabiani and Glassman declare they advised Hotaling insurance coverage specialist Christopher DiBiaso that insurance coverage insurance policies on their home on Grant Avenue should embrace flood protection. DiBiaso, in response to the criticism, stated he would you should definitely embrace flood protection after which knowledgeable them that he had procured ground insurance coverage.
Then final Sept. 1 disaster struck.
A ferocious storm attributable to the remnants of Hurricane Ida struck the area. In a single hour, a record-setting 3.15 inches of rain fell in Central Park. Dozens of individuals have been killed in New York, New Jersey, Connecticut and Pennsylvania, together with 5 in Westchester County.
Fabiani and Glassman declare that damages to their home, furnishings, private gadgets, and automobiles exceeded $200,000.
They notified Hotaling and their insurance coverage carriers, in response to the criticism. DiBiaso affirmed that he had obtained flood insurance coverage protection, however in some unspecified time in the future realized he had failed to take action.
DiBiaso allegedly apologized profusely and promised to “make the scenario proper.”
The alleged promise, the couple claims, was false, and so they have been “left dealing with intensive private injury … which required monumental out-of-pocket bills.”
Fabiani and Glassman are asking the court docket to carry Hotaling Insurance coverage Companies, firm founder Bobby Hotaling, and DiBiaso liable for failure to obtain flood insurance coverage and chargeable for the damages attributable to flooding on Sept. 1.
San Francisco legal professional Matthew H. Herlihy represents Fabiani and Glassman.