2022 FEB 25 (NewsRx) — By a
The patent’s assignee is
Information editors obtained the next quote from the background info equipped by the inventors: “Individuals looking for insurance coverage protection (e.g., automobile insurance coverage, home-owner insurance coverage, life insurance coverage, industrial property insurance coverage, and so forth.) could work together with insurance coverage brokers and/or insurance coverage businesses over the telephone, for instance, to acquire an insurance coverage quote. Nevertheless, brokers can not current, for instance, visible info to clients over the telephone. Individuals looking for insurance coverage protection could alternatively go to the insurance coverage agent’s enterprise location. Nevertheless, in-person visits could also be inconvenient for folks looking for insurance coverage. Moreover, folks looking for insurance coverage protection could study the insurance coverage protection particulars, reminiscent of premium and deductible quantities, throughout conversations with buddies and coworkers. These insurance coverage protection particulars could have an effect on the particular person’s want to acquire insurance coverage from an insurance coverage supplier after receiving a quote.”
As a complement to the background info on this patent utility, NewsRx correspondents additionally obtained the inventors’ abstract info for this patent utility: “The next presents a simplified abstract in an effort to present a primary understanding of some points of the disclosure. The abstract will not be an in depth overview of the disclosure. It’s neither meant to determine key or essential components of the disclosure nor to delineate the scope of the disclosure. The next abstract merely presents some ideas of the disclosure in a simplified type as a prelude to the outline under.
“Facets of the disclosure relate to techniques, units, computer-implemented strategies, and computer-readable media for figuring out, reminiscent of by a computing machine, a hit charge for a presentation web page included in a plurality of insurance coverage displays. Primarily based on the success charge for the presentation web page, a show of a advice for an insurance coverage agent to incorporate the presentation web page in an insurance coverage presentation for a buyer could also be generated. The show of the advice for the insurance coverage agent to incorporate the presentation web page could comprise a show of the presentation web page and a show of the success charge for the presentation web page. A choice of an choice to incorporate the presentation web page within the insurance coverage presentation could also be acquired from the insurance coverage agent. The insurance coverage presentation, together with the presentation web page, could also be generated.
Commercial
“In some points, the plurality of insurance coverage displays could comprise a plurality of insurance coverage citation displays. The success charge could comprise a frequency that the plurality of insurance coverage citation displays ends in an acceptance of an insurance coverage citation. Alternatively, the success charge could comprise a frequency that insurance coverage brokers presenting the plurality of insurance coverage displays obtain optimistic evaluations from clients.
“An period of time spent by insurance coverage brokers on the presentation web page included within the plurality of insurance coverage displays could also be decided. In these examples, producing the show of the advice for the insurance coverage agent to incorporate the presentation web page within the insurance coverage presentation could also be primarily based on the period of time spent by insurance coverage brokers on the presentation web page. Moreover or alternatively, quite a lot of clients that work together with the presentation web page throughout displays of the plurality of insurance coverage displays could also be decided. Producing the show of the advice for the insurance coverage agent to incorporate the presentation web page within the insurance coverage presentation could also be primarily based on the variety of clients that work together with the presentation web page.
“In some points, a query and reply pair could also be offered on the presentation web page, reminiscent of in response to a variety by the insurance coverage agent of the query and reply pair. Moreover, the plurality of insurance coverage displays could comprise a plurality of insurance coverage citation displays. A frequency that the plurality of insurance coverage citation displays together with the query and reply pair lead to an acceptance of an insurance coverage citation could also be decided. Primarily based on the frequency that the plurality of insurance coverage citation displays together with the query and reply pair lead to an acceptance of an insurance coverage citation, a show of a advice for the insurance coverage agent to incorporate the query and reply pair on the presentation web page could also be generated.
“A system could embrace an agent show machine, a buyer show machine, a database configured to retailer info figuring out success charges for presentation pages, and a computing machine communicatively coupled to the database. The computing machine could embrace a processor and a reminiscence machine communicatively coupled to the processor. The reminiscence machine could retailer directions that, when executed by the processor, trigger the computing machine to retrieve, from the database, a hit charge for a presentation web page included in a plurality of insurance coverage displays. Primarily based on the success charge for the presentation web page, the computing machine could ship, by way of a community, an instruction for the agent show machine to show a advice for an insurance coverage agent to incorporate the presentation web page in an insurance coverage presentation for a buyer. The show of the advice for the insurance coverage agent to incorporate the presentation web page could comprise a show of the presentation web page and a show of the success charge for the presentation web page. The computing machine could obtain an agent choice of an choice to incorporate the presentation web page within the insurance coverage presentation and generate the insurance coverage presentation together with the presentation web page. An instruction for the agent show machine to show the insurance coverage presentation could also be despatched by way of the community, and an instruction for the client show machine to show the insurance coverage presentation can also be despatched.
“In some points, the plurality of insurance coverage displays could comprise a plurality of insurance coverage citation displays, and the success charge could comprise a frequency that the plurality of insurance coverage citation displays ends in an acceptance of an insurance coverage citation. Alternatively, the success charge could comprise a frequency that insurance coverage brokers presenting the plurality of insurance coverage displays obtain optimistic evaluations from clients.
“Facets of the disclosure relate to techniques, units, computer-implemented strategies, and computer-readable media for producing, reminiscent of by a computing machine of an insurance coverage supplier, a primary insurance coverage quote for a person. The computing machine could obtain, from a database, info figuring out a plurality of contacts for the person. In response to figuring out that no less than one of many plurality of contacts for the person is a buyer of the insurance coverage supplier, an insurance coverage quote for the client could also be accessed. A second insurance coverage quote for the person primarily based on the insurance coverage quote for the client and the primary insurance coverage quote for the person could also be generated.
“In some points, producing the second insurance coverage quote for the person primarily based on the insurance coverage quote for the client and the primary insurance coverage quote for the person could comprise producing the second insurance coverage quote by adjusting the primary insurance coverage quote to be inside a predetermined quantity of the insurance coverage quote for the client. Moreover or alternatively, producing the second insurance coverage quote for the person could comprise in response to a willpower that the primary insurance coverage quote for the person is lower than the insurance coverage quote for the client, producing the second insurance coverage quote for the person by sustaining an quantity of the primary insurance coverage quote.
“The person could comprise a primary person in some points. An insurance coverage quote for a second person in a similar demographic group as the primary person could also be accessed. Moreover, producing the second insurance coverage quote for the primary person could comprise producing the second insurance coverage quote for the person primarily based on the insurance coverage quote for the client, the primary insurance coverage quote for the person, and the insurance coverage quote for the second person.
“In some points, a earlier insurance coverage quote for the person could also be accessed. Producing the second insurance coverage quote for the person could comprise producing the second insurance coverage quote for the person primarily based on the insurance coverage quote for the client, the primary insurance coverage quote for the person, and the earlier insurance coverage quote for the person.
“A computing machine could generate an insurance coverage citation presentation for the person, and the insurance coverage citation presentation could comprise a plurality of presentation pages. A primary presentation web page of the plurality of presentation pages could embrace the no less than one of many first insurance coverage quote for the person and/or the second insurance coverage quote for the person. The primary presentation web page together with the second insurance coverage quote could also be despatched by way of a community to a show machine of the person. The primary presentation web page together with the second insurance coverage quote can also be despatched to a show machine of an insurance coverage agent. Alternatively, a second presentation web page together with the primary insurance coverage quote, the insurance coverage quote for the client, and an choice to regulate the primary insurance coverage quote to be inside a predetermined quantity of the insurance coverage quote for the client could also be despatched to a show of the insurance coverage agent. In response to receiving a choice of the choice to regulate the primary insurance coverage quote, info figuring out the second insurance coverage quote could also be despatched by way of the community to the show machine of the person to be displayed on the primary presentation web page.
“A system could embrace an agent show machine, a database storing info figuring out a plurality of contacts for a person, and a computing machine of an insurance coverage supplier communicatively coupled to the database. The computing machine could embrace a processor and a reminiscence machine communicatively coupled to the processor, the reminiscence machine storing directions that, when executed by the processor, trigger the computing machine to generate a primary insurance coverage quote for a person. The data figuring out a plurality of contacts for the person could also be retrieved from the database. In response to figuring out that no less than one of many plurality of contacts for the person is a buyer of the insurance coverage supplier, an insurance coverage quote for the client could also be accessed. The insurance coverage quote for the client could also be in comparison with the primary insurance coverage quote for the person. A second insurance coverage quote for the person could also be generated primarily based on the comparability of the insurance coverage quote for the client to the primary insurance coverage quote for the person. A minimum of one of many first insurance coverage quote for the person and the second insurance coverage quote for the person could also be despatched by way of a community for show on the agent show machine.
“The reminiscence machine could additional retailer directions that, when executed by the processor, trigger the computing machine to generate an insurance coverage citation presentation for the person. The insurance coverage citation presentation could comprise a plurality of presentation pages, and a primary presentation web page of the plurality of presentation pages could embrace the second insurance coverage quote for the person.”
There’s further abstract info. Please go to full patent to learn additional.”
The claims equipped by the inventors are:
“1. A way comprising: figuring out, by a computing machine, to incorporate a primary citation presentation together with a primary quote of a primary person in a second citation presentation to a second person who’s a contact of the primary person to immediate favorable responses to the second citation presentation, whereby the figuring out includes: receiving information indicating that the primary person has accepted the primary quote; producing, by the computing machine, a second quote for the second person, whereby the producing the second quote includes: inflicting, on a show machine, show of an choice to regulate the second quote to be inside an quantity of the primary quote for the primary person; and in response to receiving a choice of the choice to regulate the second quote, adjusting the second quote to be throughout the quantity of the primary quote for the primary person; inflicting, by the computing machine, on the show machine, show of a advice to incorporate the primary citation presentation within the second citation presentation comprising the second quote; producing a media interactive quote session facilitating a stay video chat throughout which the second citation presentation is offered; initiating, by the computing machine and primarily based on real-time info offered by a person machine of the second person, the media interactive quote session supported by a number of enter/output units of the person machine of the second person; whereas the second citation presentation is being offered throughout the media interactive quote session, figuring out that an period of time spent on a specific web page of the second citation presentation exceeds a predetermined threshold, and figuring out a subject of the actual web page of the second citation presentation; in response to figuring out the subject of the actual web page, figuring out a number of further pages associated to the subject of the actual web page; and whereas the second citation presentation is being offered throughout the media interactive quote session, inflicting show of no less than one of many a number of further pages.
“2. The tactic of declare 1, whereby figuring out to incorporate a primary citation current additional includes: retrieving a web page identifier assigned to a primary presentation web page of the primary citation presentation; retrieving a hit charge counter indicating a hit charge of the primary presentation web page assigned by the web page identifier; incrementing, primarily based on the info indicating that the primary person has accepted the primary quote, the success charge counter.
“3. The tactic of declare 2, additional comprising: receiving, by the computing machine, information indicating a person interplay with the primary presentation web page; and incrementing, by the computing machine and primarily based on the person interplay with the primary presentation web page, the success charge counter.
“4. The tactic of declare 2, additional comprising: receiving, by the computing machine, information indicating a happy person suggestions for the primary citation presentation; and incrementing, by the computing machine and primarily based on the info indicating the happy person suggestions, the success charge counter.
“5. The tactic of declare 2, additional comprising: receiving, by the computing machine, information indicating an period of time that the primary person has spent on a web page of the primary citation presentation; and incrementing, by the computing machine and primarily based on the info indicating the period of time that the primary person has spent on the web page of the primary citation presentation, the success charge counter.
“6. The tactic of declare 2, additional comprising: receiving, by the computing machine, information indicating that the second person has not accepted the second quote after viewing the second citation presentation; and decrementing, by the computing machine and primarily based on the info indicating that the second person has not accepted the second quote, the success charge counter.
“7. The tactic of declare 2, whereby the web page identifier is an alphanumeric code.
“8. The tactic of declare 2, whereby the web page identifier is a title of the primary presentation web page.
“9. The tactic of declare 1, additional comprising: retrieving, by the computing machine, a quote identifier figuring out the primary quote; and sending, by the computing machine, information indicating the quote identifier.
“10. A system comprising: a show machine; and a computing machine comprising: a processor; a reminiscence machine communicatively coupled to the processor, the reminiscence machine storing directions that, when executed by the processor, trigger the computing machine to: decide to incorporate a primary citation presentation together with a primary quote of a primary person in a second citation presentation to a second person who’s a contact of the primary person, whereby the figuring out includes: receiving information indicating that the primary person has accepted the primary quote; producing, by the computing machine, a second quote for the second person, whereby the producing the second quote includes: inflicting, on the show machine, show of an choice to regulate the second quote to be inside an quantity of the primary quote for the primary person; and in response to receiving a choice of the choice to regulate the second quote, adjusting the second quote to be throughout the quantity of the primary quote for the primary person; inflicting, on the show machine, show of a advice to incorporate the primary citation presentation within the second citation presentation comprising the second quote; producing a media interactive quote session facilitating a stay video chat throughout which the second citation presentation is offered; initiating primarily based on real-time info offered by a person machine of the second person, the media interactive quote session supported by a number of enter/output units of the person machine of the second person; whereas the second citation presentation is being offered throughout the media interactive quote session, figuring out that an period of time spent on a specific web page of the second citation presentation exceeds a predetermined threshold, and figuring out a subject of the actual web page of the second citation presentation; in response to figuring out the subject of the actual web page, figuring out a number of further pages associated to the subject of the actual web page; and whereas the second citation presentation is being offered throughout the media interactive quote session, inflicting show of no less than one of many a number of further pages.
“11. The system of declare 10, whereby the reminiscence machine additional shops directions that, when executed by the processor, trigger the computing machine to: retrieve a web page identifier assigned to a primary presentation web page of the primary citation presentation; retrieving a hit charge counter indicating a hit charge of the primary presentation web page assigned by the web page identifier; increment, primarily based on the info indicating that the primary person has accepted the primary quote, the success charge counter.
“12. The system of declare 11, whereby the reminiscence machine additional shops directions that, when executed by the processor, trigger the computing machine to: obtain information indicating that the second person has not accepted the second quote after viewing the second citation presentation; and decrement, primarily based on the info indicating that the second person has not accepted the second quote, the success charge counter.
“13. An equipment, comprising: a processor; a reminiscence communicatively coupled to the processor, the reminiscence storing directions that, when executed by the processor, trigger the equipment to incorporate a primary citation presentation together with a primary quote of a primary person in a second citation presentation to a second person who’s a contact of the primary person, whereby the figuring out includes: receiving information indicating that the primary person has accepted the primary quote; producing a second quote for the second person, whereby the producing the second quote includes: inflicting, on a show machine, show of an choice to regulate the second quote to be inside an quantity of the primary quote for the primary person; and in response to receiving a choice of the choice to regulate the second quote, adjusting the second quote to be throughout the quantity of the primary quote for the primary person; inflicting, on the show machine, show of a advice to incorporate the primary citation presentation within the second citation presentation comprising the second quote; producing a media interactive quote session facilitating a stay video chat throughout which the second citation presentation is offered; initiating, primarily based on real-time info offered by a person machine of the second person, the media interactive quote session supported by a number of enter/output units of the person machine of the second person; whereas the second citation presentation is being offered throughout the media interactive quote session, figuring out that an period of time spent on a specific web page of the second citation presentation exceeds a predetermined threshold, and figuring out a subject of the actual web page of the second citation presentation; in response to figuring out the subject of the actual web page, figuring out a number of further pages associated to the subject of the actual web page; and whereas the second citation presentation is being offered throughout the media interactive quote session, inflicting show of no less than one of many a number of further pages.
“14. The equipment of declare 13, whereby the directions, when executed by the processor additional trigger the equipment to: retrieve a web page identifier assigned to a primary presentation web page of the primary citation presentation; retrieve a hit charge counter indicating a hit charge of the primary presentation web page assigned by the web page identifier; increment, primarily based on the info indicating that the primary person has accepted the primary quote, the success charge counter.”
There are further claims. Please go to full patent to learn additional.
For extra info on this patent utility, see: Brandmaier, Jennifer; Ismaili, Alinawaz; Kullman, Wayne J.; Lavatory, William; Ramirez, Philip; Music, Grace; Zulkifli, Alfasha. Technology of an Insurance coverage Quote Primarily based on One other Insurance coverage Quote. Filed
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