LEXINGTON, Ky. (LEX 18) — When you’ve been driving for lengthy sufficient, it’s seemingly occurred to you a minimum of as soon as. A automotive in entrance of you kicks up a rock at a excessive velocity and it takes goal at your windshield. The noise from the contact isn’t solely startling, however the affect will greater than seemingly depart a crack within the windshield that’ll must be repaired, if not changed.
Any such work will be expensive, however in Kentucky, it doesn’t need to — and normally, it shouldn’t — price you a dime.
“Kentucky has a singular legislation that you probably have full protection insurance coverage, or complete insurance coverage, all of your auto glass replacements are free. You don’t need to pay a deductible,” Josh Patrick defined.
Patrick, who runs issues for Central Kentucky Auto Glass, met us on the web site of a job the place two of his technicians had been working. He stated he’s having to tell prospects every day of this legislation, and even affords to pay their deductible if he’s ever mistaken.
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“I inform folks daily, if for some cause you might have a deductible, I’ll pay it. We’re simply assured,” he stated.
Patrick stated many customer support representatives who work for insurance coverage firms both aren’t conscious of the legislation right here, or they only don’t share that data with their prospects.
“As a result of there’s solely a handful of states in the US which have a zero deductible, they may inform you that you’ve got a deductible,” he famous.
Patrick says that anybody who has windshield harm, or glass harm of any type from a street hazard, or from absolutely anything else, ought to name an auto glass firm earlier than calling their insurance coverage firm. He additionally stated that any declare that he information along with your insurer received’t trigger your fee to rise.
“Gained’t do something to your annual premium,” he said.